WheelsASAP has partnered with Affirm and Katapult to provide our customers with a simplified solution for Rim And Tire Package Financing as well as Easy Tire Financing.

Zero Credit Required

• No Late Fees

• Pay over time

• Credit Required

• No Late Fees

• Starting at 0% APR*



Ride Now, Pay Later!

With Katapult you can Ride Now & Pay Later with no credit check! This options is for customers with developing credit or even those with credit that want to take advantage of a 90 day buy out. With Katapult you’ll never have to worry about Late Fees, Hidden Fees or Confusion. 

Katapult wheel & Tire lease to own financing FAQs

For our customers with developing credit they can pay over time with Katapult’s lease-to-own offering which includes a 90 day Early Purchase Option.

  • Must be 18 years of age or older to apply
  • A valid credit or debit card to make recurring payments. (no prepaid or gift cards)
  • A current, valid US address that is active with the USPS (Please note that PO Boxes will not be accepted)
  •  A valid Social Security or Taxpayer ID Number (ITIN)
  •  A valid email address

Katapult requires an upfront payment of $45 to start your lease and included with this, you have the option to pay off your item within the first 90 days or lease for 12 to 18 months.

To check if you qualify add your desired products to the cart and select your desired financing option and you’ll be taken thru a quick process in which you’ll see the optional terms of the loan for your approval.

Katapult is a no credit required payment option and does not pull or impact the customer’s FICO score information.

Katapult’s lease purchase agreements are available in lengths of 12 or 18 months. For leases $300 – $2,000 a 12 month term will be offered. An 18 month lease will available when the amount spent is $2,001- $3,500. Offers may vary by state regulation, amount of the purchase or other factors. These terms are subject to change, check the manual regularly for changes and updates.

You cannot make a down payment at the initial time of purchase. You could however pay down your loan when you receive your first bill.

You can elect to pay off their product early. Katapult offers a 90 day early purchase option which allows you to payoff their lease within 90 days for only the cash price plus 5% and any applicable tax. The first payment of $45 will not be credited to the early payoff amount of the product, unless legally mandated.* If you do not buyout the lease within the 90 day early purchase option window, you will continue making recurring payments according to their lease term. You will always have the option to buy out the item in subsequent months, at the price referenced in the early purchase option schedule contained in the lease agreement.

Katapult Customer Support: [email protected] | (833) 528-2785

Financing Starting at 0% APR

Chose a payment plan that works best for you. Depending on your tire or package price rim payment terms can range 3, 6, 12, 18 and 36 months with rates from 0% APR or 10-36% APR. As an example, on a $700 purchase, you may pay $63.18 for 12 months with a 15% APR.

Prequalify Today

Affirm wheel & Tire financing FAQs

Affirm is a financing alternative to credit cards that allows you pay over time for your wheels and tires. You’re in control of how long you get to make monthly payments. Plus, you never pay more than what you agree to up front.

Affirm’s innovative financing solution allows our customers to pay for items in monthly installments with rates as low 0% APR or 10-36% APR.

Seeing if you prequalify, Creating an Affirm account and Applying for a loan will not affect your credit. Affirm does a soft check on your credit (which won’t affect your credit score).

Affirm loans are usually offered in up to 18-month terms, and you get to pick term options when you apply. For larger purchases, you might get an option for up to 36 months. Once you apply you’ll be presented with the loan length options.

Not Always. If you don’t qualify for the full amount of your purchase a down payment for the loan may be required. If a down payment is required for your rim financing you will be presented with the option of doing so and the down payment will be processed right after you confirm your loan.

After that, it’s business as usual. Your first monthly payment is due at the usual time—about a month after your loan is finalized.

Voluntary down payment

You’re not able to make a down payment if it’s not offered to you for your rim financing. But you can pay down your loan payments with any amount as soon as your loan is confirmed.

You can easily make a payment at any time via your Affirm dashboard or via the app. Once you make a payment, it will show up as processing on your Affirm account. Within 5 business days, it will show up as paid. Another option is to make automatic payments by turning on AutoPay. This will automatically debit your monthly payment from your debit card or bank account on each due date for your rim financing repayment.

*Your rate will be 0% APR or 10-36% APR based on credit, and is subject to an eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Affirm Customer Support: [email protected] | (855) 423-3729


General FAQs

You can certainly finance wheels and tires and you can do so in a couple different ways. If your credit is in good shape you can use Affirm let’s you pick a plan that works best for you raging from 3 to 36 months. If your credit is developing you can go with KAtapult which allows for a lease style rent to own payment plan. With Katapult there are no credit checks. You can learn more about both options at the top of this page.

There are several variables that make for a match when fitting wheels on vehicles. Some of the variables include proper wheel offset, bolt pattern, center bore and tire size. With WheelsASAP simply use our search by vehicle tool and we’ll show you exactly what will fit backed by our 100% fitment guarantee.

We offer Wheel & Tire Financing through the entire United States. With WheelsASAP you’re able to shop online by searching for your desired wheels by use of our Year, Make and Model tool and we’ll show you your options. Once you select an option add the option to the cart and select Affirm (if you have good credit) or Katapult (Formerly Zibby) if you have developing credit and you can initiate the financing option. Once approved we ship the rims and tires to your doorstep mounted and balanced ready to install.