Looking for Wheel & Tire Financing? WheelsASAP has partnered with Affirm and Zibby to provide our customers with a simplified solution for Rim Financing. Affirm’s innovative financing solution allows our customers to pay for items in monthly installments. For our customers with developing credit they can pay over time with Zibby’s lease-to-own offering which includes a 90 day Early Purchase Option.

Learn more below and see which option is best for you.

Affirm Rim Financing


Chose a payment plan that works best for you. Depending on your package price rim financing terms can range from 3 to 36 months.

For Example, based on a purchase price of $500.00 at 10% APR for 12 months you’ll pay $43.99/mo. Rates from 10–30% APR. A down payment may be required.


The rim financing terms you’ll be offered is exactly what you’ll pay. It only takes a minute to see what you qualify for.

Prequalify Today


Finance Rims with No Credit Check

With Zibby you can lease finance rims with no credit check. This options is for customers with low and evolving credit or even those with credit that want to take advantage of a 90 day buy out. Zibby requires an upfront payment of $45 to start your lease and included with this, you have the option to pay off your item within the first 90 days or lease for 12 to 18 months.

Lease Finance Rims and Tires with No Credit Today!

Applying takes less than a minute and it won’t impact your FICO score.

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Rim And Tire Financing No Credit Check

Affirm wheel & Tire financing FAQs

What is Affirm?

Affirm is a rim financing alternative to credit cards that allows you pay over time for your wheels and tires. You’re in control of how long you get to make monthly payments. Plus, you never pay more than what you agree to up front.

Will Applying for Affirm affect my credit score?

Seeing if you prequalify, Creating an Affirm account and Applying for a loan will not affect your credit. Affirm does a soft check on your credit (which won’t affect your credit score).

How long do I have to repay my Affirm loan?

Affirm loans are usually offered in up to 18-month terms, and you get to pick term options when you apply. For larger purchases, you might get an option for up to 36 months. Once you apply you’ll be presented with the loan length options.

Is a Down Payment Required?

Not Always. If you don’t qualify for the full amount of your purchase a down payment for the loan may be required. If a down payment is required for your rim financing you will be presented with the option of doing so and the down payment will be processed right after you confirm your loan.

After that, it’s business as usual. Your first monthly payment is due at the usual time—about a month after your loan is finalized.

Voluntary down payment

You’re not able to make a down payment if it’s not offered to you for your rim financing. But you can pay down your loan payments with any amount as soon as your loan is confirmed.

How do I make payments?

You can easily make a payment at any time via your Affirm dashboard or via the app. Once you make a payment, it will show up as processing on your Affirm account. Within 5 business days, it will show up as paid. Another option is to make automatic payments by turning on AutoPay. This will automatically debit your monthly payment from your debit card or bank account on each due date for your rim financing repayment.

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.

Affirm Customer Support: help@affirm.com | (855) 423-3729

Zibby wheel & Tire lease to own financing FAQs

What does a customer need to apply fo Zibby?
  • Must be 18 years of age or older to apply
  • A valid credit or debit card to make recurring payments. (no prepaid or gift cards) 
  • A current, valid US address that is active with the USPS (Please note that PO Boxes will not be accepted)
  •  A valid Social Security or Taxpayer ID Number (ITIN)
  •  A valid email address
Will Applying for Zibby affect my credit score?

Zibby is a no credit required payment option and does not pull or impact the customer’s FICO score information. 

What are the terms of a Zibby lease agreement?

Zibby’s lease purchase agreements are available in lengths of 12 or 18 months. For leases $300 – $2,000 a 12 month term will be offered. An 18 month lease will available when the amount spent is $2,001- $3,500. Offers may vary by state regulation, amount of the purchase or other factors. These terms are subject to change, check the manual regularly for changes and updates.

Is a Down Payment Required?

You cannot make a down payment at the initial time of purchase. You could however pay down your loan when you receive your first bill.

How can a customer pay off early?

You can elect to pay off their product early. Zibby offers a 90 day early purchase option which allows you to payoff their lease within 90 days for only the cash price plus 5% and any applicable tax. The first payment of $45 will not be credited to the early payoff amount of the product, unless legally mandated.* If you do not buyout the lease within the 90 day early purchase option window, you will continue making recurring payments according to their lease term. You will always have the option to buy out the item in subsequent months, at the price referenced in the early purchase option schedule contained in the lease agreement.

Zibby Customer Support: help@zibby.com | (833) 449-4229