Aside from constantly researching our competitors to assure we have the lowest prices online we also interviewed several financial institutions that offer rims financing to assure we’re offering the best option available. When checking around for rim financing reviews we applied for loans via several companies and looked carefully at the terms we were being offered. It was vital for us to partner with a financing partner that offered Fair & Honest financing options. Below are the two best options we found….

Aside from looking into the terms these companies were offering we also checked out the companies reviews to make sure we didn’t find any bad experiences that we found to not be acceptable. The last thing we wanted was to partner with a company that ended up becoming a headache for our customers. After all that research we concluded that Affirm was the best solution for our customers with decent credit. Affirm offers fair payment terms and rates and best of all helps build your credit when timely repayments are made. For our customers with low or developing credit we concluded Katapult to be the best option.



For our customers with decent credit we selected Affirm Financing as the best option available online.


Chose a payment plan that works best for you. Depending on your package price terms can range from 3 to 36 months.

For Example based on a purchase price of $500.00 at 10% APR for 12 months you’ll pay $43.99/mo. Rates from 10–30% APR. A down payment may be required.


The terms you’ll be offered is exactly what you’ll pay. It only takes a minute to see what you qualify for.

Prequalify Today


For our customers with low or developing credit we selected Katpult as the best option available online.

For People with Low and Evolving Credit

With Katapult’s lease-to-own program, you can lease your wheels and tires today and pay for them over time. Lease financing is a great payment option for people who are credit-challenge, but comes at a higher cost than loan financing.

We require an upfront payment of $45 to start your lease and included with this, you have the option to pay the same-as-cash price (plus the $45) if you pay off your item within the first 90 days. Best of all, you will only pay $45 today at checkout. Applying takes less than a minute and it won’t impact your FICO score.

Do you have bad credit or developing your credit? If so add your desired products to the cart and select Katapult and you’ll be taken thru a quick process in which you’ll see the optional terms of the loan for your approval.

Rim Financing

wheel & Tire financing FAQs

Affirm is a financing alternative to credit cards that allows you pay over time for your wheels and tires. You’re in control of how long you get to make monthly payments. Plus, you never pay more than what you agree to up front.

Seeing if you prequalify, Creating an Affirm account and Applying for a loan will not affect your credit. Affirm does a soft check on your credit (which won’t affect your credit score).

Affirm loans are usually offered in up to 18-month terms, and you get to pick term options when you apply. For larger purchases, you might get an option for up to 36 months. Once you apply you’ll be presented with the loan length options.

Not Always. If you don’t qualify for the full amount of your purchase a down payment for the loan may be required. If a down payment is required you will be presented with the option of doing so and the down payment will be processed right after you confirm your loan.

After that, it’s business as usual. Your first monthly payment is due at the usual time—about a month after your loan is finalized.

Voluntary down payment

You’re not able to make a down payment if it’s not offered to you. But you can pay down your loan payments with any amount as soon as your loan is confirmed.

You can easily make a payment at any time via your Affirm dashboard or via the app. Once you make a payment, it will show up as processing on your Affirm account. Within 5 business days, it will show up as paid. Another option is to make automatic payments by turning on AutoPay. This will automatically debit your monthly payment from your debit card or bank account on each due date.

Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC.